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Moron Terror

Kafeel, Sabeel seen as jokers than terrorists in UK...
These were very amateurish attacks. People did not plan it very well, the device was unstable, drivers according to eye witnesses erratic in their behavior. It was very, very strange. It seems to suggest that these were apparently were just self-starters, inspired by what they saw on TV..

This is what is Moron Terror.

Investment Vs Insurance

I have seen some of my friends investing in Life Insurance Corporation, Unit Linked Insurance Plan's etc just for getting into the 1 lakh mark of the investments in Tax planning. This is the worst step to take since Insurance and Investments are not the same. Let me explain.

I would rather call Insurance as non-endowment policies. Here the premium will be very less, but you wont get any money back, if you survive even after the tenure. In case of endowment policies, the premium will be very high but you would get the money back, if you survive at the end of the tenure.

A normal person would think what if I survive at the end of the tenure? and thats when they end up with endowment policies. If you know that you gonna survive at the end of tenure, why take insurance rather invest elsewhere. These are not good investments because the interest you would get out of a life insurance (endowment) policy is phenomenally lower compared to stocks, Mutual funds or even some state owned fixed deposits.

My tax adviser asked me to invest in one of the leading bank's ULIP and I was also tempted since he said after 3 years of lock in, I should be able to take the entire money I had invested (all the 3 years) out without getting taxed. But trust me thats was a worst mistake. The bank would take a major percentage of your investment as service charge for them and it will be even difficult to get what you had invested, leave alone the interest (from stock market) at the end of tenure.

So avoid LIC, ULIP etc as instruments for tax planning. If you are really keen on insurance take a non-endowment policy with a small premium, which you can wish to lose for every month of your life, just in case you survive at the end of the day.

Gandhigiri

Indian workers in the US have resorted to Gandhigiri after the American government offered and reversed its decision to provide them green cards. The immigrants sent boxes of flowers to US immigration authorities (USCIS) over the State Department's U-turn.

Here's the link.

Now I know what to do.
US employer uku oru flower boutique parcel...

Easiest way to get noticed !!!

Bash Rajini's Shivaji.

Another here.

Comments section rocks more than the blog itself.

Update: Bipasha turning into another shilpa shetty here. Poor John.

Problems - how to solve? BMP's way

If you ask Bangalore metropolitan palike (BMP) to solve a problem, you know what they do? They just eradicate the problem. Its easy.

1. How to solve the late night burglaries, rapes, assaults in bangalore?
BMP: Simple, ask people to go home early and stay there.
Result: All shops, Restaurants, Bars, coffee shops, literally everything goes offline at 11.30 pm in bangalore. Already its a lazy town, which wakes up very late as compared to mumbai or chennai.

2. How to solve harassment against women in late nights?
BMP: Do not allow them to work in the night.
Result: Women are not allowed to wok in Night. As a result, chances are narrow for the BPO's to hire women. One good thing is newspapers wont come up with headlines saying "Condoms found in one of the leading BPO in town". I dont know if they will still come with such headlines and give a different story for it.

Yet another one from our fellow citizen's thought process..

3. How to bring in discipline into students who are influenced by violence and vulgarity on TV and other media?
A mumbai based school: Issue a notice, asking girls and boys studying there not to touch or hug members of the opposite sex. (http://www.ibnlive.com/news/girls-boys-keep-distance-schools/42888-3.html)

I am writing this post, on effect of one of the news channel, which was discussing about the bangalore 11.30 deadline. These guys went to various pubs in the city and asked opinion from the pubbers there. There was a hot debate on whether we should allow it to function till 1 am or close it 11.30 itself. These guys were just talking about the pub business. Ediots they are. Let the pubs close down at 11.30, if the real issue is caused by drunkards (and driving thereafter) and let the restaurants, coffee shops stay. Just imagine a guy like me who wants to have some food, after a full blown working day and leave at 12 midnight. I wont even get a tea in this place. The news channel was analysing the situation as if only the drunkards get affected coz of the 11:30 closure.

And now bangalore govenment is thinking of banning the Race course. Not that I am into this thing, but why would these guys think like these. They have already banned dance bars, dance floors etc,. At the end of the day what would one do, if they want to do some leisure in bangalore. The only thing which is left is, these shopping malls and multiplexes.

These guys have forgot the goal of very existence of life. To live happily. Agreed, there needs to be certain rules followed for the welfare of all. But not at this cost !!

Future looks bright though!!!

4. How to solve trafic congestion?
Ban cars, bikes, bus and every form of transport, the BMP way.

My friend Ganesha - poor god !!!

I so happen to see this film in InOx chennai for the only reason that I didn't get tickets for any other movie on a Sunday afternoon. And as expected I screwed up big time.

Plot:
Father - Before ganesh was brought home, he gets into a trap in his organization coz of some corrupt loan officer. Our ganesha solves his problem, once he comes into home.
Mother - Before ganesh was brought home she gets sacked from her boss for some silly email-not-sent-to-his-client issue. Our ganesha solves her problem, once he comes into home. Trust me the reason for which this gal is hired back is even more sillier than she was originally sacked for.
Son - Doesn't have any friends before ganesh was brought home. Ganesha becomes his friend.
aunt - Gets into a MMS sting operation with her BF and obviously our Ganesha solved her problem too.
Ganguthaai - I don't even want to talk about her character. So irritating she is.

Script: worse
Music: Pathetic
Animation: ok.
Producer - I am thinking of personally sending him a ganesha idol to his house. Lets see if ganesha is willing to solve his problem, for the level he screwed up.

+ve: the small kid has done well
-ve: Script, plot, dialogs, start to end of movie, and most importantly Ganguthai (i think she is a serial actress) and the bgm which goes whenever she comes up in the screen. Gangguuthaaaaaaaaiiiiiiiiiiiii... yuck ...

You guys can say that I am judging it in the point of a 25 year old. But trust me there is nothing in this movie, which kids will enjoy, except for the shiv-parvathi-naradhar-ganesha animation sequence. So my friend Ganesha, Plz hear to the scripts before you sign up with any of these loser directors, who want to shell cash out of god and kids put together.

http://www.rediff.com/movies/2007/jul/06ganesha.htm
I hope Masand (CNN-IBN) will just skip this movie.